Monthly Archives: May 2016

UnitedHealthcare To Quit Covered California

Another health plan joins the California wall-of-shame, as Covered California announces the departure of UnitedHealthcare. Existing members can continue on through December 31, 2016, allowing them time to find a new plan during the Fall 2016 Open Enrollment.

UnitedHealthCare quits Covered California

UnitedHealthcare Quits Covered California

According to Covered California, UnitedHealthcare’s presence in the Covered California individual marketplace is small, at one tenth of one percent. Yet the impact will be greatly felt in some Northern California regions, where only three plans are available to consumers.

Health plan consolidation is already contributing to the lack of viable options in California. For example, in 2005 United Health Group purchased PacifiCare, which had previously acquired FHP, who had acquired TakeCare in 1994.

Some long-time market stakeholders fear “consolidation” plays into the hands of California legislators who are pushing for a single, government-run plan. They wonder if some legislators go beyond “cheering” for the Affordable Act’s demise, and would stoop so low as to sabotage its successful implementation?  Are there more democrats than republicans, hoping for Obamacare’s demise? Really?

UnitedHealthcare Regions in California

  
Region 1Alpine, Amador, Butte, Calaveras, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Mendocino, Modoc, Nevada, Plumas, Shasta, Sierra, Siskiyou, Sutter, Tehama, Trinity, Tuolumne, Yuba
Region 9Monterey, San Benito, Santa Cruz
Region 11Fresno, Kings, Madera
Region 12 San Luis Obispo, Santa Barbara, Ventura
Region 13Mono, Inyo, Imperial

As the individual marketplace continues to deteriorate, the small group market has gained a firmer footing, including stable PPO networks and easier participation rules with Kaiser and traditional PPO plans.  Is it time to review available small group plans?   Reserve your appointment early for Open Enrollment, which begins this November.  Find local assistance in San Jose, Santa Clara and the San Francisco bay area or via telephone, throughout Northern and Southern California..

or view online pricing, free of charge

I Don’t Need Vision Care

“I don’t need glasses so I don’t need Vision Care”

Honestly, how would Vision Care benefit me, if my vision is perfect?  Experts argue every person can benefit from an annual vision care exam. How?

  • During the VSP WellVision Exam, your eye doctor does much more than just determine your prescription for eyeglasses or contact lenses.
  • Your doctor will also check for common eye diseases, assess how your eyes work together “as a team” and evaluate your eyes as an indicator of your overall health.

Some Medical Conditions Are Easier to Detect Through The Eyes

Are you between Age 20 and 74? One of the nation’s leading vision care plans found its doctors were the first to diagnose diabetes in over 30% of cases.

Watch 64 second video on Diabetic Retinopathy, the leading cause of new cases of blindness between the ages of 20 and 79.

Early Detection Is Key

Eye Doctors are the first to detect these medical conditionsIn a large percentage of cases, before other healthcare providers
for Diabetes34%
for Hypertension39%
for High Cholesterol62%
Even with perfect vision, an annual eye exam can detect medical conditions that other healthcare providers won't diagnose until later. After detection, members are then referred back to their primary care physician. Early detection is the key.

A Vision Care Plan protects you and your family.  Watch this video about Vision Service Plan’s affordable new vision plan for individuals and families:

Vision Care from VSP

Watch this Video

Additional Resources

  1. How much does it cost?
  2. Find A VSP Doctor
  3. Call or Text Questions to an authorized sales representative: (408) 475-8219
  4. Download a Paper Application

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