Blue Shield PPO replaces Anthem Blue Cross on January 1, 2018, as the only major medical PPO plan in Santa Cruz, San Benito and Monterey counties, according to statements released by Anthem and Covered California.
Which Counties will Anthem keep?
(Anthem will not offer individual policies in Santa Cruz County. Refer to related story…)
Even Kaiser Permanente is jumping on the chance to add new subscribers in selected zip codes of Santa Cruz county [see related Kaiser Story].
Blue Shield PPO replaces Anthem Blue Cross?
“Our readers would ask why is the Blue Shield PPO the best option to replace Anthem?”
According to Covered California’s August 2017 published report, “Covered California’s Health Insurance Companies and Plan Rates for 2018,” Anthem held 39% of its 29,050 individual health policies in Region 9 (Santa Cruz, San Benito and Monterey counties):
- 39% Anthem
- 34% Blue Shield PPO
- 8% Blue Shield HMO
- 2% HealthNet EPO
- 17% Kaiser Permanente HMO
Effective January 1, 2018, Blue Shield appears to be the only individual PPO plan available through Covered California. In fairness to HealthNet, they offer an EPO plan. Request a FREE Free Rate quote between Blue Shield and HealthNet.
Is Blue Shield PPO Really Your Best Option
The 2018 rates are not released yet, but Blue Shield has filed two sets of rates for the upcoming open enrollment, depending on whether or not CSR funding is approved in Washington.
Sample 30 year-old 2018 Premium for Blue Shield’s Silver 70 PPO:
Without CSR Subsidy Funding Including CSR Subsidy Funding
$609.49 monthly (2018) $562.63 monthly (2018)
To compare the current (2017) year premiums in your county, use this free quote engine.